Đề thi TOEIC rút gọn ngày 16/05/2025

Many people try to save money by acting as their own investment advisors. This is not usually considered to be a wise choice. In the long term, it can actually end up costing the investor more money because of poor investment decisions. A professional investment advisor understands investment options more thoroughly than the layperson ever could. A good investment advisor becomes familiar with her clients' _____(1) toward investing and gives advice accordingly.

The advisor makes certain recommendations to clients who are conservative investors and makes different recommendations to clients who prefer to invest more _____(2).

The best way to create a strong investment _____(3) that matches your needs and preferred investing strategy is to work with a professional investment advisor.

Jonathan Stewart
3:10 P.M.
Have you seen the new episode of Galaxy Combat?

Haley Simmons
3:15 P.M.
Not yet. I’m planning on watching it next week.

Haley Simmons
3:16 P.M.
By the way, I heard that Galaxy Combat will be the last movie in the Galaxy series. Is that true?

Jonathan Stewart
3:17 P.M.
Not that I know of. The Winski brothers have been making every book of the series into a movie, and this is just the third episode.

Haley Simmons
3:20 P.M.
Wow! So there might actually be two more movies? That’s so exciting.

Jonathan Stewart
3:21 P.M.
Well, that is what all we Galaxy fans are hoping for.

Haley Simmons
3:23 P.M.
I also heard that the character Marco is not played by Glen Duchson in Galaxy Combat. I really like him a lot as an actor.

Jonathan Stewart
3:25 P.M.
I do, too. His acting in the Galaxy series was truly amazing. He was great in the second episode of the series.

Jonathan Stewart
3:26 P.M.
However, the acting of the new actor, Jack Lemon, does not meet my expectations.

June 15, 2007

Charles Masters
15 Billows Rd.
Forestwood, CA

Dear Mr. Masters,

After conducting an extensive performance review of all the employees in the Advertising Department here at Dunn and Dunn Inc., we have decided to promote you to Corporate Accounts Manager. Since you started working for us five years ago, you have consistently demonstrated a strong work ethic and the ability to produce quality work. The executives feel strongly that your proposal to implement new advertising techniques helped the company to secure 20 new clients in 2004-2005. Additionally, in 2006 you voluntarily created an Office Policy Manual for new employees, which demonstrates your dedication to the company and desire to make the office environment as efficient and friendly as possible. Your responsibilities as Corporate Accounts Manager will include delegating work to subordinates, researching potential advertising campaigns, organizing meetings with clients, and determining the annual department budget. In return for your extra work, you will receive a 25 percent increase in your current salary, seven additional vacation days, and a $5,000 bonus.

Sincerely,

John Milestone
Director of Advertising

The Irvine Community Foundation (ICF) awards local nonprofit organizations need-based grants to help improve our community through the Better Irvine Funds Program. The grants range in size from $2,000 to $10,000.

Applications for grants must be submitted on the ICF’s Web site to be considered. On the application form, a detailed plan for community improvement, at least 35 signatures from organization members who have committed to their participation the project, and other information about the potential project must be included. For more information and to apply, go to the ICF’s Web site at www.irvinecf.org/betterirvine.

Irvine Community Foundation
150 Valley Avenue, Irvine, CA 92602
(949) 555-1023

July 1

Adriana Grill
Ersel Parents Association
77 Vineyard Drive
Irvine, CA 92603

Dear Ms. Grill,

We at the Irvine Community Foundation are happy to announce that the Ersel Parents Association will be given a grant of $6,000 for the initiative you proposed for a playground in the city. We believe the addition will improve our city and community greatly. As the president of your organization, you are encouraged to come to our office this week to discuss more about the plan. Please call (949) 510-9057 to arrange a date.

Thank you,

Richard Kwan

Irvine (November 21) – The construction of Irvine Paradise for the Young, a new playground for the children of Irvine, was completed yesterday. The playground is a collaborative work by the Ersel Parents Association (EPA) and the Irvine Community Foundation (ICF). Children will be able to embark on adventures at Irvine Paradise starting on November 25. The president of the EPA will be present at the opening ceremony to deliver a speech regarding the importance of providing safe places for children to have fun and to exercise.

Protect Yourself with PFS

PFS is a safety systems contractor specializing in the installation of fire alarms and sprinklers for residential and corporate clients located in downtown New York. We ensure quality workmanship that is in compliance with municipal building codes. Furthermore, our work is executed promptly, and we guarantee our clients' satisfaction. If there are demands for repairs or adjustments to our work, we will take care of them within 48 hours, assuring the safety of your office or your commercial or industrial facility.

If you would like to learn about the pre-action, wet pipe, dry pipe, and deluge sprinkler systems we offer, call us at 555-5324 or visit our Web site at: www.pfssystems.com, where you can also fill out a service request form.

PFS Service Request Form

Name: Gwyneth Pierce
E-mail: gpierce@spspa.com
Phone: 555-9622
Address: 84 William Street, New York, NY 10038
Company: Serene Peace Spa

Details:
I would like to replace my outdated deluge sprinkler system. I was on your site reading about the different types of sprinklers available. I think wet pipe sprinklers would be good to have in each treatment room of my spa as they seem to be low-maintenance and more cost-efficient than a dry-pipe system. However, the lobby of my business contains a lot of valuable items that could easily be damaged if the sprinklers were to go off accidentally. I read that pre-action systems are far less sensitive than other types of sprinklers and will only go off when temperatures reach those of an actual fire. So, I'd like to have a pre-action system installed in this area only.

TO: John Boone
FROM: Gwyneth Pierce
SUBJECT: Problem
DATE: April 15

Hello,

I didn't have time to check everything before you and the installation crew left yesterday, but I noticed a problem this morning. I requested a different type of sprinkler system for the lobby, but the one installed is the same as the ones in the other rooms. I checked my request form, and the information is there. So, I would like the system to be changed to the one initially asked for as soon as possible. Please let me know when I can expect the work to be corrected.

Regards,

Gwyneth Pierce