Đề thi TOEIC rút gọn ngày 11/05/2026

From: Andrei Shevkov

To: Book Club

Re: Book reading

Hi, everyone,

I'm writing to let you all know that renowned author Carl Brandon _____(1) a book reading at Halton Bookstore on Friday night.

The reading is supposed to begin at 8 o'clock, and it should last about 30 minutes. Mr. Brandon will entertain the audience with _____(2) from his latest novel, entitled Under the Cover of Darkness. He will also be available after the reading for a brief group discussion.

I think this could be a really interesting event to participate in, and I'm sure we could all learn a lot from it. _____(3), I suggest that we convene on Friday night instead of holding our book club meeting on Wednesday. I hope you are all okay with this proposed change of schedule. If not, please get in touch with me so that we can make alternative arrangements.

Cheers,

Andrei

To: All Staff
From: Brendan Rogerson (b.rogerson @ ellisellis.com)
Subject: Training Courses
Date: April 12

Hello all Ellis and Ellis Consulting staff,

As you know, I've been trying to find a way to improve efficiency here in the office and asked you to complete a survey providing your suggestions. -[1]-. For instance, a number of employees have expressed the desire to take more professional development classes so they can add to their skills. And at the same time, I have noticed that we have had to hire graphic designers on a very regular basis. -[2]-. When it comes to very big projects, like Web site design or creating our annual report, this seems appropriate, but in many cases, we are hiring them to do an hour of work that one of our own employees could probably do with a little training. -[3]-.

Consequently, I am considering organizing a short course on basic graphic design skills for any employees who are interested. -[4]-. This would allow us to use in-house skills for smaller design projects in the future. If this sounds like something you would like to participate in, please respond to this e-mail and let me know before April 20.

Best wishes,
Brendon Rogerson
Human Resources Director, Ellis and Ellis Consulting

July 16, 20--

Customer Service Office
National Bank of Augusta
1398 State Street
Augusta, MD

Dear Customer Service Office,

I am a new customer at your bank. I opened an account with you last month, and I have recently received my first monthly statement. I find that there is a service charge on three of the checks that I wrote. I understood that this account had free checking, so I was surprised to see this charge. Perhaps it is a mistake. I am enclosing a copy of the statement. Please clarify this matter for me.
Thank you.

Sincerely,

Marvin Gardner.

August 3, 20--

Marvin Gardner
145 Merrywood Lane
Augusta, MD

Dear Mr. Gardner,

We recently received your letter asking about charges to your account. While it is true that your account has free checking, some restrictions apply. You may write five checks a month free of charge. After that you must maintain a minimum average balance of $600 in your account in order to continue with free checking. Since your average account balance last month was only $435, you were entitled to only five free checks. A service charge was applied to the checks you wrote beyond that minimum. I hope this explanation is satisfactory to you.

Let me take this opportunity to make sure that you are aware of other services you can get with your account. You can arrange to have your monthly utility bills deducted from your account. You are also eligible to borrow small amounts of money from the bank at a low interest rate. If you are interested in these or an other services, please visit us at the bank, and an officer will be happy to explain all the details to you. Thanks you for being a National Bank of August customer.

Sincerely,

Eloise Lockwood
Customer Service Officer